# PLUS High Dividend: A Basket of Korean Company Dividends

How much monthly cash might a ₩10 million investment in Korean dividend stocks provide? With PLUS High Dividend, a quoted price and a payment per share make the calculation tangible. Start by counting the whole shares the budget could buy.

<!-- income-example:start -->

## What could ₩10 million pay each month?

On the assumptions below, **₩10,000,000 represents ₩44,599 per month before tax**. This gives the percentage a practical scale: a contribution toward a bill, or a larger part of a spending budget.

Use the **2026-10-21 closing market price of ₩23,060** and the **₩103 per share paid on 2026-10-02**, with a record date of 2026-09-30 ([official price and payment history](https://www.plusetf.co.kr/product/detail?n=006273)). A ₩10 million budget buys 433 whole shares in this illustration: 433 × ₩103 = ₩44,599. The remaining ₩15,020 stays uninvested.

| Investment budget | Gross monthly equivalent | Gross annual equivalent |
|---|---:|---:|
| ₩10,000,000 | ₩44,599 | ₩535,188 |
| ₩30,000,000 | ₩133,900 | ₩1,606,800 |
| ₩50,000,000 | ₩223,304 | ₩2,679,648 |
| ₩100,000,000 | ₩446,608 | ₩5,359,296 |

These are **before-tax illustrations**. Shares are rounded down to whole units. The recent payment is assumed to repeat monthly, and the annual figure is twelve times that amount. Buying now does not create an entitlement to a payment whose record date has passed. Investor taxes and trading costs are excluded, and distributions are not reinvested. Fund expenses already reflected in the reported cash measure are not deducted a second time.

### Working backward from ₩500,000 or ₩1 million a month

| Gross monthly cash target | Capital at the same assumptions |
|---|---:|
| ₩500,000 | about ₩111,960,000 |
| ₩1,000,000 | about ₩223,890,000 |

Divide the income target by the payment per share, round the share count up, and multiply by the quoted price. Required capital is rounded up to the next ₩10,000. A 20% payment cut turns a ₩500,000 monthly target into ₩400,000 at the same holding size. Use these numbers to size a cash-flow plan, not as a promise of future payments.

Income inputs additionally reviewed: 2026-10-23.

<!-- income-example:end -->

## Thirty companies, selected with an estimate

PLUS High Dividend, ticker 161510, is managed by Hanwha Asset Management and follows the FnGuide High Dividend Index. The selection begins with the top 200 companies by free-float market capitalization and identifies 30 with high expected dividend yields. “Expected” matters: an estimate of a future payment is not the payment itself.

A larger dividend can come from steadily rising earnings, but it can also reflect a one-off asset sale or an unusual distribution. Looking at the source of the cash gives you a better question for the next year than simply extrapolating the largest number in the table.

| Item | Official information reviewed |
|---|---|
| Korean ticker | 161510 |
| Listed annual fund fee | 0.23%; other expenses and trading costs are additional |
| Listing date | August 29, 2012 |
| Distribution record schedule | Last business day of each month, with stated accounting-period provisions |
| Regular constituent review | Twice yearly, June and December |
| NAV observation | KRW 23,104.66 on October 21, 2026 |

NAV is the fund's net assets per unit, not necessarily the price at which your order executes. The observation is neither a live quotation nor an estimate of a fair buying price.

## What monthly payments change

A monthly schedule changes the rhythm of cash receipts. That can help a household budget. It does not automatically increase corporate profits or the fund's total return. When comparing older annual payments with newer monthly ones, first put both on the same annual basis.

Check whether a special distribution is included and whether the payment policy changed. Multiplying the most recent payment by twelve is an annualization assumption, not a guarantee. A sensible income budget needs room for a smaller payment as well as a larger one.

![Hypothetical example: cash distributions and the value remaining in the fund jointly determine the investment result](/etf-assets/total-return.en.svg)

Buying immediately before a distribution does not lock in a free gain. Assets leave the fund when it distributes cash, while market prices also respond to other developments. Counting the cash without counting the value remaining in the investment produces an incomplete result.

## Familiar names can share the same risk

A domestic high-dividend screen can produce meaningful exposure to particular industries. Financial companies, for example, can respond together to credit conditions, capital requirements and the economic cycle. Different company names do not necessarily represent independent sources of risk.

The issuer's October 21, 2026 holdings showed DB Insurance, Woori Financial Group and Industrial Bank of Korea among the leading positions. That is a dated observation, not a permanent list. Older holdings tables should not be carried forward unchanged. The lasting skill is to read sector concentration rather than memorize a top-ten ranking.

Someone who already owns Korean financial stocks should calculate exposure across the whole portfolio. A new account or an additional ETF does not by itself create diversification. Trading conveniently in won also leaves Korean equity-market risk intact.

## Spending and accumulating are different jobs

An investor reinvesting distributions is increasing the number of units that can participate in future results. Someone spending the payments needs to know whether a smaller distribution would disrupt the household budget. Both can own the same fund, but their review questions should differ.

The listed 0.23% fee is not an all-inclusive personal cost. Other fund expenses, commissions and bid–ask spreads deserve attention. Tax treatment also depends on the account and investor. When comparing domestic and overseas products, a consistent after-cost calculation is more useful than assuming that one tax rate applies everywhere.

PLUS High Dividend is a way to participate in distributions from selected Korean businesses. The reason to own it should begin with that market and those selection rules. A familiar overseas nickname is not enough to explain what you will do when dividends or share prices disappoint.

## Sources and dates

Reviewed on October 22, 2026. Observations belong to the dates stated in the text. Distributions and expenses can change.

- [Primary source 1](https://www.plusetf.co.kr/product/detail?n=006273)

[Original Korean article](https://money-study-with-ai.tistory.com/entry/%EA%B5%AD%EB%82%B4%ED%8C%90-SCHD%EB%A5%BC-%EC%B0%BE%EB%8A%94%EB%8B%A4%EB%A9%B4-PLUS-%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%A3%BC-ETF)