THE JOURNAL
All articles
27 articles
Interest Looks Small. Time Is Not.
Follow simple and compound interest, then examine contributions, costs, borrowing, and the assumptions behind growth charts.
Compound interest · Interest · DebtInflation Is Down. Why Is the Grocery Bill Still High?
Understand why slower inflation can leave prices high, and connect household spending with purchasing power.
Inflation · Prices · Purchasing powerWhy Do Old Bonds Lose Value When Interest Rates Rise?
Use a café loan and a simple bond to understand how rates reach the economy and why bond prices move.
Interest rates · Bonds · Monetary policyReading Economic News, Starting with the Price of a Dollar
Calculate currency exposure and learn to read GDP, employment, comparison periods, and economic headlines.
Exchange rates · Economic indicators · GDPWhat Do You Own When You Buy a Share?
Explore ownership, market capitalization, dividends, and dilution through a fictional bakery.
Stocks · Market capitalization · DividendsThe Business Is Profitable. Why Is There So Little Cash?
Connect three financial statements to see why revenue, profit, and available cash can tell different stories.
Financial statements · Cash flow · Company analysisA Good Company—At What Price?
Read P/E, P/B, and ROE carefully, and test how valuation changes when assumptions change.
Valuation · P/E · P/B · ROEYou Bought an ETF. What Is Inside It?
Look inside an ETF to examine holdings, overlap, costs, trading mechanics, and the limits of diversification.
ETFs · Diversification · Investment costsA One-Page Plan for Uncertain Days
Build a one-page plan around goals, cash needs, regular investing, rebalancing, and reasons to reconsider.
Investment planning · Asset allocation · Rebalancing